Upgrade Debt Consolidation Loan
ConsolidationMinimum credit score 580
US citizen or permanent resident
Verifiable income
APR
7.74–35.99%
Term
24–84mo
Monthly
~$15
Amount
$1k–$50k
Minimum credit score 580
US citizen or permanent resident
Verifiable income
APR
7.74–35.99%
Term
24–84mo
Monthly
~$15
Amount
$1k–$50k
Minimum credit score 600
US citizen or permanent resident
Verifiable income
APR
5.96–35.99%
Term
24–60mo
Monthly
~$19
Amount
$1k–$40k
Minimum credit score 680
US citizen or permanent resident
Employed or have regular income
APR
7.74–35.49%
Term
24–84mo
Monthly
~$77
Amount
$5k–$100k
US resident
DCU membership (free to join)
Valid SSN
APR
5.24–18.0%
Term
12–84mo
Monthly
~$7
Amount
$500–$150k
US military member, veteran, or family
USAA membership required
Valid US SSN
APR
5.09–18.74%
Term
12–84mo
Monthly
~$70
Amount
$5k–$150k
APR
5.49–27.99%
Term
36–72mo
Monthly
~$32
Amount
$2k–$75k
APR
5.49–19.99%
Term
12–72mo
Monthly
~$81
Amount
$5k–$100k
APR
5.99–22.99%
Term
12–84mo
Monthly
~$73
Amount
$5k–$75k
APR
4.14–17.99%
Term
12–84mo
Monthly
~$6
Amount
$500–$100k
APR
5.49–17.99%
Term
12–75mo
Monthly
~$118
Amount
$7.5k–$100k
APR
5.49–17.99%
Term
12–72mo
Monthly
~$65
Amount
$4k–$100k
Military/DoD affiliation
Navy Federal membership
US resident
APR
3.89–18.24%
Term
12–96mo
Monthly
~$3
Amount
$250–$100k
No minimum credit score
Active bank account with income history
US resident in eligible state
APR
65–249%
Term
2–2mo
Monthly
~$27
Amount
$50–$500
No minimum credit score required
US resident in eligible state
Valid bank account or debit card
APR
19.9–35.95%
Term
12–48mo
Monthly
~$9
Amount
$300–$10k
Minimum credit score 600
US citizen or permanent resident
Valid bank account
APR
7.74–35.99%
Term
24–84mo
Monthly
~$15
Amount
$1k–$50k
Minimum credit score 640
US citizen or permanent resident
Verifiable income
APR
6.25–35.99%
Term
24–60mo
Monthly
~$97
Amount
$5k–$50k
US citizen or permanent resident
Enrolled at eligible school
Creditworthy cosigner may be required
APR
2.09–17.99%
Term
60–180mo
Monthly
—
Amount
Up to $1k
US citizen or permanent resident
Employed or have an offer starting within 90 days
Bachelor degree or higher from eligible school
APR
4.24–10.37%
Term
60–240mo
Monthly
~$30
Amount
$5k–$1000.0k
Minimum credit score 580
Vehicle less than 10 years old
Valid US driver license
APR
4.67–21.99%
Term
24–84mo
Monthly
~$69
Amount
$5k–$100k
Good to excellent credit required for best rates
US citizen or permanent resident
APR
6.49–25.39%
Term
24–84mo
Monthly
~$74
Amount
$5k–$100k
Homeowner with sufficient equity
Good credit score
Reliable payment history
APR
6.75–15.0%
Term
60–360mo
Monthly
~$97
Amount
$15k–$750k
Homeowner with equity in property
Credit union membership required
Good credit history
APR
5.99–7.5%
Term
60–240mo
Monthly
~$71
Amount
$10k–$500k
Homeowner with sufficient equity
US resident (not available in NY, HI, UT)
Property appraisal required
APR
8.5–11.5%
Term
60–360mo
Monthly
~$192
Amount
$25k–$500k
US citizen or permanent resident
Valid employment and income documentation
Minimum credit score applies
APR
6.875–7.148%
Term
180–360mo
Monthly
~$328
Amount
$50k–$3M
Minimum credit score 620
US property owner
Proof of income and employment
APR
5.5–7.5%
Term
180–360mo
Monthly
~$283
Amount
$50k–$3M
FICO score 660+
Business at least 1 year old
Average monthly revenue $3,000+
APR
—
Term
1–18mo
Monthly
~$111
Amount
$2k–$250k
US citizen or permanent resident
Bachelor degree from eligible institution
Minimum credit score required
APR
4.15–14.9%
Term
—
Monthly
—
Amount
$5k–$500k
US citizen or permanent resident
Valid income documentation
Property in eligible state
APR
6.5–8.0%
Term
—
Monthly
—
Amount
$50k–$2M
Active bank account
Government-issued ID
Proof of income
APR
100.0–200.0%
Term
1–6mo
Monthly
~$10
Amount
$50–$1.5k
Active bank account
Verifiable income
US resident in eligible state
APR
49.0–200.0%
Term
3–12mo
Monthly
~$21
Amount
$200–$3.5k
Active bank account with regular income deposits
No credit check required
US resident
APR
—
Term
1–1mo
Monthly
~$50
Amount
$50–$250
Dave Checking account
Active bank account with income history
No credit check
APR
—
Term
1–1mo
Monthly
~$25
Amount
$25–$500
No minimum credit score
Active bank account
Verifiable income
APR
59.0–199.0%
Term
9–18mo
Monthly
~$42
Amount
$500–$4k
APR
36.0–199.0%
Term
≤24mo
Monthly
~$2
Amount
$50–$5k
APR
89.0–199.0%
Term
≤12mo
Monthly
~$12
Amount
$100–$3k
Active Bank Account
Regular Income
18 Years Or Older
APR
99.0–199.0%
Term
≤6mo
Monthly
~$21
Amount
$100–$2k
Active Bank Account
Regular Income
18 Years Or Older
APR
60.0–199.0%
Term
4–26mo
Monthly
~$34
Amount
$500–$5k
APR
36.0–199.0%
Term
≤12mo
Monthly
~$5
Amount
$50–$3k
APR
36.0–199.0%
Term
≤24mo
Monthly
~$5
Amount
$100–$5k
Active Bank Account
Regular Income
18 Years Or Older
APR
34.0–155.0%
Term
6–60mo
Monthly
~$34
Amount
$1k–$10k
Active Bank Account
Regular Income
18 Years Or Older
APR
59.0–199.0%
Term
9–18mo
Monthly
~$42
Amount
$500–$4k
APR
7.95–35.99%
Term
24–60mo
Monthly
~$101
Amount
$5k–$40k
APR
3.99–24.99%
Term
24–84mo
Monthly
~$109
Amount
$8k–$100k
APR
—
Term
3–60mo
Monthly
~$0
Amount
$50–$17.5k
APR
7.99–24.99%
Term
36–84mo
Monthly
~$38
Amount
$2.5k–$40k
APR
6.75–16.0%
Term
12–60mo
Monthly
~$19
Amount
$1k–$50k
APR
9.95–35.99%
Term
24–60mo
Monthly
~$42
Amount
$2k–$35k
APR
6.09–17.99%
Term
12–60mo
Monthly
~$11
Amount
$600–$50k
APR
7.49–22.44%
Term
36–84mo
Monthly
~$76
Amount
$5k–$50k
APR
6.99–35.99%
Term
36–60mo
Monthly
~$39
Amount
$2k–$50k
APR
7.95–35.99%
Term
24–60mo
Monthly
~$101
Amount
$5k–$40k
APR
8.99–18.0%
Term
6–180mo
Monthly
~$2
Amount
$250–$50k
APR
6.74–24.49%
Term
12–84mo
Monthly
~$44
Amount
$3k–$100k
APR
8.99–35.99%
Term
24–60mo
Monthly
~$41
Amount
$2k–$50k
APR
6.49–24.89%
Term
24–240mo
Monthly
~$37
Amount
$5k–$100k
APR
6.2–35.99%
Term
36–60mo
Monthly
~$19
Amount
$1k–$50k
APR
2.99–16.38%
Term
60–180mo
Monthly
~$6
Amount
$1k–$200k
APR
4.91–14.99%
Term
36–72mo
Monthly
~$64
Amount
$4k–$100k
APR
6.53–35.99%
Term
24–60mo
Monthly
~$19
Amount
$1k–$40k
APR
7.74–35.49%
Term
24–84mo
Monthly
~$77
Amount
$5k–$100k
APR
8.99–29.99%
Term
36–72mo
Monthly
~$63
Amount
$3.5k–$40k
APR
6.9–27.9%
Term
24–84mo
Monthly
~$15
Amount
$1k–$100k
No specific requirements listed
APR
6.17–6.5%
Term
180–360mo
Monthly
~$305
Amount
$50k–$3M
Business at least 2 years old
Annual revenue $120,000+
FICO 650+
APR
6.2%
Term
6–12mo
Monthly
~$430
Amount
$5k–$250k
Business at least 1 year old
Annual revenue $100,000+
FICO 625+
APR
29.9%
Term
3–24mo
Monthly
~$279
Amount
$5k–$250k