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Compare eight PKR personal loans by indicative rate, borrowing limit, eligibility, fees, and digital access before applying.
Pakistani national
Age 18-70 at maturity
Min salary PKR 50,000 (salaried) or PKR 100,000 (self-employed)
APR
30.0%
Term
12–48mo
Monthly
~Rs1800
Amount
Rs50k–Rs4M
Pakistani national aged 21+ (salaried) or 25+ (self-employed)
Valid CNIC
Active email and Pakistan mobile number
APR
22.0–28.0%
Term
12–60mo
Monthly
~Rs828
Amount
Rs30k–Rs4M
Pakistani national
Salaried or self-employed
CNIC required
APR
23.0–28.0%
Term
12–48mo
Monthly
~Rs1602
Amount
Rs50k–Rs3M
Pakistani national aged 21-59 (salaried) or 21-64 (self-employed)
Min salary PKR 25,000 (ABL clients) or PKR 35,000 (other bank)
Min 6 months banking relationship
APR
28.8–29.8%
Term
12–48mo
Monthly
~Rs1059
Amount
Rs30k–Rs3M
Salaried (private sector, government, armed forces)
Existing credit history with any bank
MCB salary account (1+ year) or existing MCB Car4U customer
APR
25.36–27.36%
Term
12–48mo
Monthly
~Rs1667
Amount
Rs50k–Rs2M
Pakistani national
Salaried or self-employed
No collateral or guarantor required
APR
21.36–35.99%
Term
12–48mo
Monthly
~Rs778
Amount
Rs25k–Rs3M