Personal Loans for First-Time Borrowers: Top Picks This Fall
Discover the best personal loans for new borrowers this fall, focusing on low rates and flexible terms. Find options with minimal fees and high approval rates.
Insights, guides, and updates
Discover the best personal loans for new borrowers this fall, focusing on low rates and flexible terms. Find options with minimal fees and high approval rates.
Minimum gross monthly income ₱15,000
At least 2 years with current employer
Valid government-issued ID
APR
25.98–26.76%
Term
6–36mo
Monthly
~₱402
Amount
₱10k–₱2M
Filipino citizen 21-55 years old
Tonik bank account holder
Minimum credit score
APR
—
Term
6–12mo
Monthly
~₱416
Amount
₱5k–₱50k
Salaried employee
Minimum gross monthly income ₱15,000
At least 1 year with current employer
APR
—
Term
6–36mo
Monthly
~₱555
Amount
₱20k–₱2M
Minimum gross monthly income ₱12,000 (₱15,000 Metro Manila)
Filipino citizen 21-60 years old
Employed or self-employed
APR
39.43%
Term
12–36mo
Monthly
~₱1433
Amount
₱30k–₱3M
Minimum gross monthly income ₱15,000
Employed or self-employed
At least 2 years work experience
APR
19.0–34.0%
Term
3–60mo
Monthly
~₱518
Amount
₱20k–₱5M
Minimum gross monthly income ₱15,000
At least 2 years with current employer
Valid government-issued ID
APR
25.98–36.74%
Term
12–36mo
Monthly
~₱805
Amount
₱20k–₱2M