Personal Loans for First-Time Borrowers: Top Picks This Fall
Discover the best personal loans for new borrowers this fall, focusing on low rates and flexible terms. Find options with minimal fees and high approval rates.
Insights, guides, and updates
Discover the best personal loans for new borrowers this fall, focusing on low rates and flexible terms. Find options with minimal fees and high approval rates.
Minimum gross monthly income ₱15,000
At least 2 years with current employer
Valid government-issued ID
APR
25.98–26.76%
Term
6–36mo
Monthly
~₱402
Amount
₱10k–₱2M
Minimum gross monthly income ₱12,000 (₱15,000 Metro Manila)
Filipino citizen 21-60 years old
Employed or self-employed
APR
39.43%
Term
12–36mo
Monthly
~₱1433
Amount
₱30k–₱3M
Minimum gross monthly income ₱15,000
At least 2 years with current employer
Valid government-issued ID
APR
30.52–33.32%
Term
12–36mo
Monthly
~₱854
Amount
₱20k–₱2M
Minimum gross monthly income ₱15,000
At least 1 year with current employer
Valid government-issued ID
APR
28.67–31.72%
Term
12–36mo
Monthly
~₱834
Amount
₱20k–₱3M
Filipino citizen and non-US person
21 years old up to 65 at loan maturity
Minimum gross monthly income ₱15,000
APR
18.0%
Term
12–60mo
Monthly
~₱761
Amount
₱30k–₱1M
Age 22 to 54 at time of application
Employed: at least 2 years permanent status with 1 year at current employer
Self-employed: business operating profitably for the last 3 years
APR
41.29–42.88%
Term
24–36mo
Monthly
~₱977
Amount
₱20k–₱250k