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Personal Loans Nov 7, 2026

HSBC Personal Loan: A Low Rate With a Credit-Score Catch

HSBC lends up to £30,000 with no arrangement fee, but the advertised 6.8% APR is not guaranteed and rates can reach 22.9%.

Central Trust Second Charge Mortgage

Mortgage

UK homeowner

Employed, self-employed, pension or benefit income considered

Affordability assessment

⚡ As little as 3 days View offer →

APR

9.69–13.1%

Term

36–360mo

Monthly

~£85

Amount

£10k–£250k

Selina Homeowner Loan Second Charge Mortgage

Mortgage

UK homeowner

Available home equity

Affordability assessment

⚡ Funded shortly after approval View offer →

APR

5.89–8.05%

Term

60–360mo

Monthly

~£29

Amount

£5k–£500k

Selina Home Equity Line of Credit

Mortgage

UK homeowner

Available home equity

Affordability assessment

⚡ Funded shortly after approval View offer →

APR

6.39–8.37%

Term

60–360mo

Monthly

~£31

Amount

£5k–£500k

Asda Money Personal Loans

Personal

18+

UK resident

Comparison service via ClearScore

View offer →

APR

6.9–19.9%

Term

12–60mo

Monthly

~£9

Amount

£500–£25k

iwoca Business Loans

Business

UK-based business

Limited company or LLP

Soft search available

View offer →

APR

18.0–49.9%

Term

1–24mo

Monthly

~£49

Amount

£1k–£500k

Everyday Loans for Imperfect Credit

Personal

18+

UK resident

Accepts impaired credit

View offer →

APR

39.9–299.8%

Term

18–60mo

Monthly

~£38

Amount

£1k–£15k

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HSBC Personal Loan: A Low Rate With a Credit-Score Catch

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Central Trust Second Charge Mortgage

Selina Homeowner Loan Second Charge Mortgage

Selina Home Equity Line of Credit

Asda Money Personal Loans

iwoca Business Loans

Everyday Loans for Imperfect Credit