Insights, guides, and updates
Explore the best Canadian personal loans for October 2026. Understand rates, terms, and eligibility to find the right fit for your needs.
Canadian resident
Tangerine client or new applicant
Good credit history
APR
7.45–12.45%
Term
12–60mo
Monthly
~CA$20
Amount
CA$1k–CA$50k
Coast Capital member
Canadian resident
Good credit score
APR
7.99–14.99%
Term
12–60mo
Monthly
~CA$20
Amount
CA$1k–CA$50k
Canadian resident
18+ years old
Active bank account
APR
19.9–46.93%
Term
6–60mo
Monthly
~CA$13
Amount
CA$500–CA$25k
Ontario resident (member)
Good credit score
Proof of income
APR
7.49–12.99%
Term
12–60mo
Monthly
~CA$20
Amount
CA$1k–CA$50k
Desjardins member
Canadian resident
Good credit history
APR
6.95–12.95%
Term
12–60mo
Monthly
~CA$9
Amount
CA$500–CA$50k
Canadian resident
Good credit score
Proof of income
APR
7.95–14.95%
Term
12–60mo
Monthly
~CA$40
Amount
CA$2k–CA$50k