Compare with confidence. Borrow with clarity.
Age 18+
Minimum net monthly income TZS 100,000
Stanbic transactional account for at least 3 months
APR
—
Term
12–108mo
Monthly
~TSh9259
Amount
TSh1M
Confirmed government or private-sector employee
Salary channelled through an NMB account
Employer facilitation agreement with NMB
APR
—
Term
12–84mo
Monthly
~TSh5952
Amount
TSh500k
Absa Prestige or Premier banking client
Minimum salary TZS 2 million (Prestige) or TZS 6 million (Premier)
Salary channelled through an Absa account
APR
—
Term
12–72mo
Monthly
~TSh13888
Amount
TSh1M
Salaried employee or other individual with security
Taxable income above TZS 3 million per year
At least 1 year with current employer
APR
15.0–18.0%
Term
12–60mo
Monthly
—
Amount
—
Government or MoU private-sector employee
Age 18-60
Salary slips for last 3 months
APR
16.0%
Term
12–120mo
Monthly
~TSh1675
Amount
TSh100k
Published rates range from 15% to 16% p.a., but fees, employer rules, and undisclosed pricing can change the real cost.
Explore the best personal loans in Tanzania this October with options up to TZS 250 million and interest rates from 15%. Discover loans for salaried workers, high-income earners, and more.
Explore top personal loans with varied terms and rates — from CRDB's extended repayment to Absa's high limit options.
