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Salaried (private sector, government, armed forces)
Existing credit history with any bank
MCB salary account (1+ year) or existing MCB Car4U customer
APR
25.36–27.36%
Term
12–48mo
Monthly
~Rs1667
Amount
Rs50k–Rs2M
Pakistani national
Age 18-70 at maturity
Min salary PKR 50,000 (salaried) or PKR 100,000 (self-employed)
APR
30.0%
Term
12–48mo
Monthly
~Rs1800
Amount
Rs50k–Rs4M
Pakistani national aged 21+ (salaried) or 25+ (self-employed)
Valid CNIC
Active email and Pakistan mobile number
APR
22.0–28.0%
Term
12–60mo
Monthly
~Rs828
Amount
Rs30k–Rs4M
Pakistani national
Age 21-60 (salaried)
Minimum salary PKR 70,000/month
APR
26.0–30.0%
Term
12–48mo
Monthly
~Rs2023
Amount
Rs60k–Rs4M
Pakistani national
Salaried or self-employed
No collateral or guarantor required
APR
21.36–35.99%
Term
12–48mo
Monthly
~Rs778
Amount
Rs25k–Rs3M
Pakistani national
Salaried or self-employed
CNIC required
APR
23.0–28.0%
Term
12–48mo
Monthly
~Rs1602
Amount
Rs50k–Rs3M
Pakistani national
Age 21-60 (salaried)
Salaried, self-employed, landlords, housewives, or retired
APR
29.8–35.0%
Term
12–48mo
Monthly
~Rs1794
Amount
Rs50k–Rs3M
Pakistani national aged 21-59 (salaried) or 21-64 (self-employed)
Min salary PKR 25,000 (ABL clients) or PKR 35,000 (other bank)
Min 6 months banking relationship
APR
28.8–29.8%
Term
12–48mo
Monthly
~Rs1059
Amount
Rs30k–Rs3M
Compare eight PKR personal loans by indicative rate, borrowing limit, eligibility, fees, and digital access before applying.
Explore the leading personal loan options in Pakistan this October with comparisons on rates, ceilings, and unique benefits.