iwoca Business Loans
BusinessUK-based business
Limited company or LLP
Soft search available
APR
18.0–49.9%
Term
1–24mo
Monthly
~£49
Amount
£1k–£500k
Compare with confidence. Borrow with clarity.
UK-based business
Limited company or LLP
Soft search available
APR
18.0–49.9%
Term
1–24mo
Monthly
~£49
Amount
£1k–£500k
APR
3.9–24.9%
Term
12–60mo
Monthly
~£18
Amount
£1k–£50k
APR
4.9–29.9%
Term
—
Monthly
—
Amount
£1k–£25k
APR
—
Term
—
Monthly
—
Amount
—
APR
—
Term
—
Monthly
—
Amount
—
APR
99.9–1333.0%
Term
3–6mo
Monthly
~£10
Amount
£50–£1.5k
APR
4.9–19.9%
Term
12–60mo
Monthly
~£75
Amount
£4k–£100k
UK-based business
Limited company or LLP
Soft search available
APR
6.9–29.9%
Term
72–72mo
Monthly
~£170
Amount
£10k–£500k
18+
UK homeowner
Good credit
APR
4.9–14.9%
Term
12–120mo
Monthly
~£10
Amount
£1k–£25k
APR
3.9–29.9%
Term
—
Monthly
—
Amount
£1k–£50k
APR
—
Term
—
Monthly
—
Amount
—
APR
—
Term
—
Monthly
—
Amount
—
UK resident
Age 18+
Valid UK driving licence
APR
8.9–49.9%
Term
24–60mo
Monthly
~£20
Amount
£1k–£75k
APR
3.9–21.9%
Term
12–60mo
Monthly
~£18
Amount
£1k–£25k
APR
3.9–29.9%
Term
—
Monthly
—
Amount
£1k–£50k
UK homeowner
Available home equity
Affordability assessment
APR
5.89–8.05%
Term
60–360mo
Monthly
~£29
Amount
£5k–£500k
APR
—
Term
—
Monthly
—
Amount
—
APR
5.9–24.9%
Term
12–60mo
Monthly
~£77
Amount
£4k–£75k
APR
5.9–24.9%
Term
12–60mo
Monthly
~£19
Amount
£1k–£25k
APR
3.9–29.9%
Term
—
Monthly
—
Amount
£1k–£50k
HSBC lends up to £30,000 with no arrangement fee, but the advertised 6.8% APR is not guaranteed and rates can reach 22.9%.
Zopa offers £1,000–£35,000 loans with a soft eligibility check, but a £10,000 loan can cost £6,164 in interest at the representative APR.
Lending Stream offers loans from £50 to £1,500 at APRs up to 1333%. It's only suitable as a last resort when other options are unavailable.