Compare with confidence. Borrow with clarity.
SSN, ITIN, or passport accepted
No credit history required
No minimum credit score
APR
35.95–35.99%
Term
12–48mo
Monthly
~$11
Amount
$300–$10k
US citizen or permanent resident
Degree from accredited institution
Minimum annual income $36,000
APR
4.49–8.89%
Term
60–240mo
Monthly
~$31
Amount
$5k–$300k
Minimum credit score 620
US property owner
Proof of income and employment
APR
5.5–7.5%
Term
180–360mo
Monthly
~$283
Amount
$50k–$3M
US military member, veteran, or family
USAA membership required
Valid US SSN
APR
4.49–18.74%
Term
12–84mo
Monthly
~$69
Amount
$5k
Business at least 2 years old
Annual revenue $120,000+
FICO 650+
APR
6.2%
Term
6–12mo
Monthly
~$430
Amount
$5k–$250k
SSN required
US address
Good credit history
APR
5.74–19.99%
Term
12–84mo
Monthly
~$43
Amount
$3k–$100k
PenFed membership required (open to all via Voices for Americas Troops association)
US citizen or permanent resident
Age 18+
APR
6.09–17.99%
Term
12–60mo
Monthly
~$11
Amount
$600–$50k
US citizen or permanent resident
Bachelor's degree minimum
Employed or have job offer
APR
4.44–8.99%
Term
60–180mo
Monthly
~$38
Amount
$5k–$500k
US citizen or permanent resident
Valid income documentation
Property in eligible state
APR
6.5–8.0%
Term
—
Monthly
—
Amount
$50k–$2M
APR
4.91–14.99%
Term
36–72mo
Monthly
~$64
Amount
$4k–$100k
Business at least 1 year old
Annual revenue $100,000+
FICO 625+
APR
29.9%
Term
3–24mo
Monthly
~$279
Amount
$5k–$250k
SSN required
Minimum 640 credit score
Minimum $2,000 in credit card debt
APR
5.99–24.99%
Term
24–60mo
Monthly
~$96
Amount
$5k–$40k
US citizen or permanent resident
Age 18+
Valid SSN
APR
8.95–35.99%
Term
24–60mo
Monthly
~$103
Amount
$5k–$40k
US citizen or permanent resident
Employed or have an offer starting within 90 days
Bachelor degree or higher from eligible school
APR
4.24–10.37%
Term
60–240mo
Monthly
~$30
Amount
$5k–$1000.0k
Homeowner with sufficient equity
US resident (not available in NY, HI, UT)
Property appraisal required
APR
8.5–11.5%
Term
60–360mo
Monthly
~$192
Amount
$25k–$500k
APR
5.49–27.99%
Term
36–72mo
Monthly
~$32
Amount
$2k–$75k
FICO score 660+
Business at least 1 year old
Average monthly revenue $3,000+
APR
—
Term
1–18mo
Monthly
~$111
Amount
$2k–$250k
SSN required
US address
Minimum 640 credit score
APR
9.116–29.99%
Term
36–60mo
Monthly
~$41
Amount
$2k–$45k
APR
8.99–17.99%
Term
—
Monthly
—
Amount
$500–$25k
US citizen or permanent resident (international students may apply with eligible cosigner)
Age 18+
Valid SSN
APR
2.99–16.38%
Term
60–180mo
Monthly
~$6
Amount
$1k–$200k
